Title Insurance Calculator

Lender’s Title Insurance:

Enter the Loan Amount to receive the Lender’s Insurance Amount. Lender’s Insurance is statewide regulated and is based on the Loan Amount
*Endorsement not included

  • Up to $150,000 of liability written $4.00/M
  • Over $150,000 and up to $250,000 add $3.25/M
  • Over $250,000 and up to $500,000 add $2.25/M

Owner’s Title Insurance:

Enter the Purchase Price Amount to receive the Owner’s Insurance Amount Owner’s Insurance is statewide regulated and is based on the Purchase Price.

  • Up to $150,000 of liability written $5.75/M
  • Over $150,000 and up to $250,000 add $4.50/M
  • Over $250,000 and up to $500,000 add $3.50/M

**Note: The calculator will calculate insurance up to an amount of $999,999.00. Call National Title to find out the cost of owner’s title insurance above $999,000. The minimum premium amount for owner’s insurance is $175.00 for any purchase price of $30,000.00 or less.

When calculating the cost of insurance, you have to round up the purchase price and/or loan amount to the nearest thousand. For example, if your purchase price is 50,001.00, you have to round up to 51,000.00 to get an accurate cost of owner’s insurance.

If you have any questions, call National Title Company: (937) – 291- 4201. Thank you.**

Simultaneous Issue of Lender’s & Owner’s:

The calculator uses the Lender Insurance Fee based on Loan Amount and subtracts it from the Owner’s Insurance amount to come up with the difference.

You can also take the total amount of the Owner Insurance Amount and add $100.00 of the Lender’s Insurance to come up with a Total Amount.